Health Insurance

In order to ensure compliance with Massachusetts’ mandate on health insurance coverage, all registered SSW students taking 3/4 or full-time credit hours or more are automatically enrolled in and billed for the School’s health insurance plan.

About the plan:

The School's 2022-23 plan is effective September 1, 2022 to May 31, 2023
Information about the School's plan can be found here:

Waiving coverage:

 Students may waive the School's plan by providing proof of alternative, comparable coverage.
Waivers for the 2022-2023 nine-month plan are accepted until September 30,2022


  • Visit
  • Login using your Smith SSW email address.  If you are a first-time user, you would have received an email from Gallagher with your temporary password.  If you are a returning user, please use the password you previously created.  If you do not remember your password, please select the ‘forgot password’ option and follow the instructions from there.
  • Once logged into your Gallagher account, under the My Coverage Options box, click on the 2022-2023 Smith College SSW Student Blue Plan link (and the 2022-2023 Smith College SSW Dental plan link if you wish to voluntarily enroll in dental coverage).
  • You should now see the Enroll and Waive buttons present on the left-hand side of the page.
  • Select the appropriate button and follow instructions from there.
  • Save your reference number.  Please note that receipt of this number only confirms submission, not acceptance of your form.

Questions and Concerns

For questions or concerns regarding the Gallagher Health Insurance Plan, contact Gallagher at 1-888-272-4952 or visit and select "Help Center" under "Resources."
Questions about payment deadlines may be directed to